Get Financing In Minutes
Furniture is a big investment—we get it. That’s why Accents@Home offers flexible financing options through Fairstone and Flexiti, so you don’t have to compromise on style, comfort, or timing.
Flexiti and Fairstone Available
Flexiti Financing
Flexible monthly payment plans with fast approval.
- 0% interest plans available*
- Equal monthly payments
- Instant approval in minutes
- Use online or in-store
- Manage your account anytime
With Flexiti, you can split your purchase into monthly payments and even defer payments depending on the plan.
- Best for quick approvals and simple monthly payments
Fairstone Financing
Structured payment plans designed for larger purchases.
- Deferred payment options available
- Equal monthly payment plans
- Terms ranging from a few months to longer durations
- Available across Canada with trusted financing support
Fairstone allows you to delay or spread payments, with options like paying in full later or making monthly payments depending on the plan.
- Best for structured plans and larger purchases
Financing FAQs
Not sure? Our team will walk you through both and help you pick what actually makes sense for your situation.
Who can apply for financing?
Who can apply for financing?
Anyone who meets the basic credit requirements in Canada can apply. Approval depends on your credit profile and the financing provider (Flexiti or Fairstone).
Does applying for financing affect my credit score?
Does applying for financing affect my credit score?
Yes—financing applications may include a credit check, which can impact your score slightly. However, approvals are quick and the impact is typically minimal.
What documents do I need to apply?
What documents do I need to apply?
In most cases, just a valid government-issued ID and basic personal information. Some applications may require additional details depending on the lender.
Can I pay off my financing early?
Can I pay off my financing early?
Yes. Most plans allow early repayment without penalties—but it’s always smart to confirm the exact terms of your plan.
Are there any hidden fees?
Are there any hidden fees?
No hidden surprises—but depending on the plan, there may be administrative fees, annual fees, or interest if promotional terms aren’t met. Everything is disclosed upfront before you commit.
What happens if I miss a payment?
What happens if I miss a payment?
Missing payments may result in interest charges, late fees, and could impact your credit score. Set up automatic payments to avoid this.
Can I use financing for any product?
Can I use financing for any product?
Financing is available on most purchases, but minimum order values may apply depending on the plan.
Which financing option should I choose—Flexiti or Fairstone?
Which financing option should I choose—Flexiti or Fairstone?
- Flexiti: Faster approvals, simpler monthly plans
- Fairstone: Better for larger purchases and structured terms
If you’re unsure, our team will help you choose what actually makes sense—not just what gets approved.
What credit score do I need to qualify?
What credit score do I need to qualify?
There’s no fixed number—it depends on the lender and your overall credit profile. Generally, a fair to good credit score improves your chances of approval, but even if your credit isn’t perfect, you may still qualify for certain plans. The best move? Apply and find out—it takes just a few minutes.
Is 0% financing really interest-free?
Is 0% financing really interest-free?
Yes—but only if you follow the terms.
With 0% plans, no interest is charged as long as you make all required payments on time and pay off the balance within the promotional period. If you don’t, interest may be applied—sometimes retroactively.
